Is it Really Possible to Buy Health Insurance Online?
It may feel like common sense to buy health content online through a website. Still, while we may feel like an "online nation", there are numerous people, believe it or not, who don't have regular access to the Internet. Some individuals still make the call to an agent in order to gain health insurance content. Still, particular insurance purchases on the web are starting to come much more common according to a publication on Government Health IT entitled" Study Consumers shift to online health plan registration. "In fact, numerous recent studies conducted by some of the top exploration and analysis enterprises are showing a major shift in this trend.
There are numerous websites available that offer health insurance quotations and online insurance registration. Numerous studies have been conducted in the last couple of times to see just how people are carrying health content. To much surprise, the findings show a twenty-three percent increase in the quantum of people copping health insurance online, without an agent, as opposed to over the phone through a health insurance professional. This is a large increase, showing that, not only are people getting smarter about technology but that they're more educated about their health plan options. It appears that either people don't have as numerous questions about health content or that websites have come more instructional and are suitable to answer the questions that consumers have about health plans. However, numerous health insurance agents may struggle to survive in the business, If this trend continues. Especially considering that, because of the new "Obama- care" health care reform, numerous insurance carriers have lowered agent commissions. This has formerly lowered the number of active health insurance professionals.
Does this mean that health plans will come less precious? Well, that remains to be seen. We must take into consideration that one of the changes that will be because of health care reform is that insurance companies will no longer be suitable to decline content grounded on an existent's health. This is good with respect to the fact that further people will be suitable to gain health insurance, especially people who would typically be declined grounded on pre-existing health conditions (e.g.-Diabetes, Heart Attack, Cancer). Still, this will beget further claims. Health insurance companies are in the business to make plutocrats. When there are more insurance claims also the insurance company has further cost per insured person, therefore driving up insurance decorations. It seems that the US government has plans to help the duty-payer with the cost of health insurance through health care reform. But that remains to be seen as well.
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